This is the no-hassle route; simply get the card, move your debts, then put the card away and pay it off, knowing it’s cheap. Most people will be better off going for a long term cheap ‘stable relationship’ rather than trying to be a credit card tart; as it only takes a few mistakes to make tarting very costly.
The gold standard for long term cards is a ‘life-of-balance' transfer deal; here the cheap rate lasts until the debt you've shifted is repaid in full.
BARCLAY PLATINUM
The current cheapest is barclay platinum card at 6.5% life of balance. You must shift your debts to it within 60 days of opening the account to get this rate, and anything over £5,000 is charged at 6.9%. Do beware though, this card operates a rate for risk policy.
CAPITAL ONEAt the same rate is Capital One Low Rate card locks in debts at 6.5% until your statement date in January 2011, so if you've already got a Barclaycard and can pay off within two years, this is a good alternative. The link provided takes you to a special deal via comparison BeatThatQuote; apply elsewhere and you might get a worse deal.
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